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POLITICS IS LARGELY, THOUGH NOT ENTIRELY, ABOUT MONEY. How to raise it and how to spend it. In that context, welfare reform is often discussed as a national issue. In reality, the need for reform is already visible here in East Surrey. The United Kingdom’s welfare system is under strain from forces that are both predictable and unavoidable. People are living longer. Birth rates are lower. The ratio of working-age individuals to retirees is steadily declining. Fewer taxpayers are...

Inheritance Tax briefing note – January 2026 CONTENTS The impact of Inheritance Tax (IHT) · Impact on families · Reform UK policy, donate to Reform & save IHT What is Inheritance Tax & how does it work? (& see Disclaimer) · What is IHT · Exemptions & Allowances o On death o Lifetime gifts – exempt allowances o Charitable & political donations · Lifetime gifts – non exempt rules o PETs, CLTs, taper relief · Anti avoidance measures o Gifts...

I ask the question because plainly, our leaders have forgotten the answer. Civilisation was created to solve a problem. In the wild, animals are the original hunter gatherers, existing from one meal to the next. They roam the land, either grazing their territories or hunting the herds for food. An ecology of predator or prey where everything is immediate: there is no surplus to protect beyond fighting off the carrion feeders who would steal your latest kill, & no cooperation beyond the...